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深圳房地产市场迎来重大政策调整

  • 2026-05-15 07:13:42
深圳房地产市场迎来重大政策调整

近日，深圳市住房和建设局发布《关于进一步优化调整本市房地产相关政策的通知》，限购政策+公积金贷款政策双重优化，新规将于2026年4月30日起正式实施！

一、核心区限购全面松绑

  • 非深户籍持居住证即可购房

本次新政，针对福田区、南山区、宝安区新安街道核心区域，购房门槛大幅放宽：
符合深圳商品住房购买条件的居民家庭，可在核心区域增购1套商品住房；
持有有效深圳经济特区居住证的非本市户籍居民家庭，无需社保年限，可直接在核心区购买1套商品住房，彻底降低新深圳人核心区置业门槛。

二、公积金贷款政策大升级

  • 力度空前，多群体享高额额度

✅ 基础贷款额度大幅上调
✅ 首提初婚初育家庭，享50%贷款额度上浮
✅ 首套住房上浮比例：40%提高至60%
✅ 二孩及以上家庭上浮比例：50%提高至70%
✅ 多种优惠可叠加，最高上浮170%，单家庭最高可贷351万元
此次新政精准对接刚需上车、改善置换、核心区增购全维度住房需求，重点倾斜青年人才、新婚、多子女家庭，全力助力深圳楼市平稳健康发展，释放重磅市场利好！
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  1. CONNECT:[ UseTime:0.000698s ] mysql:host=127.0.0.1;port=3306;dbname=c460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000880s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000349s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000374s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000508s ]
  6. SELECT * FROM `set` [ RunTime:0.000205s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000539s ]
  8. SELECT * FROM `article` WHERE `id` = 572101 LIMIT 1 [ RunTime:0.001643s ]
  9. UPDATE `article` SET `lasttime` = 1779079985 WHERE `id` = 572101 [ RunTime:0.006947s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000303s ]
  11. SELECT * FROM `article` WHERE `id` < 572101 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.005494s ]
  12. SELECT * FROM `article` WHERE `id` > 572101 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.002917s ]
  13. SELECT * FROM `article` WHERE `id` < 572101 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.008509s ]
  14. SELECT * FROM `article` WHERE `id` < 572101 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.002059s ]
  15. SELECT * FROM `article` WHERE `id` < 572101 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.020775s ]
0.123613s