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深圳农商行—小微e贷

  • 2026-08-01 17:15:11
深圳农商行—小微e贷
深圳农商行—小微e贷

基本信息

户籍要求：大陆户籍。

年龄：24—60周岁。

额度：企业最高500万，个人最高50万（选择个人上个人征信，选择企业上企业征信）。

期限：最长36期限。

还款方式：随借随还，等额本息，等额本金，先息后本。

利率：最低年化6%起。

时效：纯线上申请，几分钟出结果，线上提款。

企业要求

①企业成立至少满两年，申请人为企业法人。

②法定代表人持股比例不低于34%,或企业前两大投资人合计投资比例不低于51%;近半年未发生法定代表人、前两大投资人等相关的重大事项变更；
③企业不属于“两高一剩”、房地产和金融等相关行业；
④企业须为我行存量结算客户,且正常结算半年以上 
纳税要求：
①纳税状态为正常；
②企业纳税满2年；
③最新纳税信用等级C级(含)以上；
④年纳税额至少5000元；
⑤经营稳定,近两年未发生连续亏损,具备合法经营资质；

征信要求（建议）

①当前不能有逾期。

②近两个月查询不超6次。

③历史不能有3，近两年不能有2。

申请流程

准备材料：身份证、一类银行卡、实名制手机号
线上申请：下载深圳农商银行APP→填写信息→提交授权→系统自动审批（30分钟内完成）

免责申明：

产品信息来源于机构官网/网点/客户经理，或第三方公开信息平台，最终以产品机构发布为准，如产品信息有误或其他异议，可在该页面下方留言。

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  3. 缓存信息 : 0 reads,0 writes
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  1. CONNECT:[ UseTime:0.000458s ] mysql:host=127.0.0.1;port=3306;dbname=c460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000747s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000337s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000312s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000522s ]
  6. SELECT * FROM `set` [ RunTime:0.001321s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000621s ]
  8. SELECT * FROM `article` WHERE `id` = 561882 LIMIT 1 [ RunTime:0.001522s ]
  9. UPDATE `article` SET `lasttime` = 1785592761 WHERE `id` = 561882 [ RunTime:0.001085s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000552s ]
  11. SELECT * FROM `article` WHERE `id` < 561882 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000445s ]
  12. SELECT * FROM `article` WHERE `id` > 561882 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000440s ]
  13. SELECT * FROM `article` WHERE `id` < 561882 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002566s ]
  14. SELECT * FROM `article` WHERE `id` < 561882 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001947s ]
  15. SELECT * FROM `article` WHERE `id` < 561882 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001109s ]
0.084600s