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带封过户,为深圳点赞!

  • 2026-05-21 18:05:29
带封过户,为深圳点赞!
近期深圳推出带封带押过户模式，意义重大。
以往的查封房处理方式要么司法拍卖，要么业主自行筹钱解封再交易。
两种方式对业主来说都不友好，司法拍卖周期长，折价厉害。
自行筹钱解封，过桥费用高，解封后因为着急卖房，也必须略低于市场价才能快速出售。
这几年大量法拍房的出现，给二手房市场价格带来了一定的冲击，有些小区因为持续的法拍房的涌入，价格一跌再跌，这个模式的推出有效减少了未来法拍房供应量。而且因为普通二手房买家对法拍房的畏惧，导致竞价人数少、竞价人的价格预期低，法拍房折价成交，对业主、银行、债权人造成更多损失。以后这类查封房就变成二手房一样交易，与其他二手房的区别就只是多一个标签：“查封房，可带封带押过户”，买家放心交易。
举个例子，业主房子市场价1000万，欠款900万，业主无力偿还断供导致房子被银行查封，如果进入法拍流程，很可能被800-850万拍卖走。但是现在可以正常找中介挂盘、让客户看房，后续和买家谈好价格（大概能卖到950万），买家定金和首期款打入公证处专项账户冻结监管，银行批贷后，直接带封带押过户到买家名下，房款解冻到银行，剩余房款给业主。全程安全可控，买家没有那么多信息差，放心买，业主也不会被法拍低价处理，房子没了还倒欠银行钱。
这个模式的意义：颠覆了二手房和法拍房市场，可以提高二手房流动性，提升流通效率，盘活大量不良资产，缩短交易周期，降低各方交易成本，实现债务人、债权人、银行三方共赢，最重要的可以加速缩短本轮楼市的调整周期。
对业主：查封抵押不用过桥，不用垫资，不用解封，快速变现，减少损失，最快8个工作日完成交易。
对买家：有更多购房选择，交易安全，可以低于市场价买到这种查封房。
未来有兴趣购买查封房、法拍房的朋友，可以联系我。
本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  139. /yingpanguazai/ssd/ssd1/www/c.460.net.cn/runtime/temp/a3df6b94aede6ebd0d2926ccdfcd20d5.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/c.460.net.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000522s ] mysql:host=127.0.0.1;port=3306;dbname=c460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000588s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000254s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000854s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000504s ]
  6. SELECT * FROM `set` [ RunTime:0.001106s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000586s ]
  8. SELECT * FROM `article` WHERE `id` = 567811 LIMIT 1 [ RunTime:0.000378s ]
  9. UPDATE `article` SET `lasttime` = 1779442359 WHERE `id` = 567811 [ RunTime:0.001512s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000254s ]
  11. SELECT * FROM `article` WHERE `id` < 567811 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000474s ]
  12. SELECT * FROM `article` WHERE `id` > 567811 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000542s ]
  13. SELECT * FROM `article` WHERE `id` < 567811 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002514s ]
  14. SELECT * FROM `article` WHERE `id` < 567811 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.002697s ]
  15. SELECT * FROM `article` WHERE `id` < 567811 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001124s ]
0.089956s