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深圳企业主,请有点追求

  • 2026-02-04 12:06:06
深圳企业主,请有点追求
      不少企业主提起贷款，第一反应是“缺钱了才借”，把它当成救急的“止痛药”。但真正高明的经营者，从不会把贷款局限在“解燃眉之急”的层面——贷款的本质是撬动发展的支点。准备贷款的企业主，理当多一份长远追求。
      深圳的科创赛道上，从不缺“借势而上”的企业。有的专精特新企业，拿到研发专项贷款后，没有急着填补账面缺口，而是把资金精准砸向核心技术攻关，用专利壁垒打开了新市场；有的外贸企业，借着低息授信扩大产能，趁行业窗口期抢占海外份额，让资金变成了实实在在的竞争力。这些企业的贷款逻辑很清晰：贷款不是“续命钱”，而是“发展金”。
      反观一些企业主，贷款目的模糊得可怕：要么是为了偿还旧债，拆东墙补西墙；要么是跟风扩张，把资金投进陌生领域；更有甚者，拿到钱后便搁置规划，任由资金在账户里闲置贬值。这样的贷款，不仅带不来收益，反而会变成压在企业身上的债务大山。
      准备贷款的企业主，该有的追求是什么？是借一笔钱，就要清晰地知道它能产生多少价值——是用于研发，就要锚定技术转化的周期；是用于扩张，就要算清投入产出的比例；是用于周转，就要规划好现金流的安全垫。这份追求，是对企业经营的敬畏，也是对资金价值的尊重。
      贷款从来不是终点，而是企业向上生长的起点。有追求的企业主，会让每一笔贷款都成为跨越台阶的基石；而短视的经营者，只会让贷款沦为困住自己的枷锁。新的一年，愿每一位准备贷款的企业主，都能带着清晰的目标出发，让资金赋能企业，行稳致远。
企业融资总顾问：邢经理
2026年2月4日，于深圳湾
正文END

邢经理，985研究生，之前做高校老师，大家请放心扫码添加。在深圳，无论是个人贷款/企业贷款，无论是纯信贷/续贷/科创贷/房产抵押经营贷，在以后万一有需要的时候，大家身边有个可信赖可依靠的人来提供专业的咨询服务（微信/电话13613029188）。

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  137. /yingpanguazai/ssd/ssd1/www/c.460.net.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /yingpanguazai/ssd/ssd1/www/c.460.net.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/c.460.net.cn/runtime/temp/a3df6b94aede6ebd0d2926ccdfcd20d5.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/c.460.net.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000888s ] mysql:host=127.0.0.1;port=3306;dbname=c460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001589s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.001110s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000645s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001261s ]
  6. SELECT * FROM `set` [ RunTime:0.002101s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001557s ]
  8. SELECT * FROM `article` WHERE `id` = 482520 LIMIT 1 [ RunTime:0.012479s ]
  9. UPDATE `article` SET `lasttime` = 1770425673 WHERE `id` = 482520 [ RunTime:0.011682s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.005472s ]
  11. SELECT * FROM `article` WHERE `id` < 482520 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.005916s ]
  12. SELECT * FROM `article` WHERE `id` > 482520 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.003641s ]
  13. SELECT * FROM `article` WHERE `id` < 482520 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.101336s ]
  14. SELECT * FROM `article` WHERE `id` < 482520 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.065010s ]
  15. SELECT * FROM `article` WHERE `id` < 482520 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.072514s ]
0.438626s