当前位置：首页>深圳>深圳社保缴费23年,个人账户51万, 退休养老金8622元!网友:凭啥这么高?

深圳社保缴费23年,个人账户51万, 退休养老金8622元!网友:凭啥这么高?

2026-06-15 18:18:10

深圳社保缴费23年,个人账户51万, 退休养老金8622元!网友:凭啥这么高?

同样是交社保，为什么有的人养老金多，有的人养老金少呢？今天分享的这份案例还是2024年份的，缴费23年，个人账户已达51万，每月到手8622元，这老年生活可以很滋润了吧？

很多人看完陷入了深深的怀疑，这是假的吧？这单子是假的吧？是忽悠人的吧？自己同样缴一二十年社保，退休金大多三四千起步，甚至还有一两千的也不在少数，凭什么别人能领到八千多？差距也太大了！

到底为什么会有这么大差距呢？其实养老金高低，从来不是只看缴费年限。缴费基数、参保城市社平工资、是否按高标准足额缴费、视同缴费年限，都是拉开差距的关键。

一线城市社平工资本身就高，再加上常年按最高基数缴纳社保，个人账户累计金额高，基础养老金也跟着翻倍。有些人按最低基数交社保，和别人按高标准长期缴费，退休后的养老金待遇，当然会相差很大！

你社保交了多少年？个人账户有多少？觉得这个养老金水平怎么样？

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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